Post by messi05 on Jan 23, 2024 21:47:45 GMT -8
The consumer has the right to be clearly informed about the different products and services made available to them and warned about the risks they present. The supplier that violates the command of this provision of the Consumer Protection Code must be penalized, as the consumer is the weakest party in the consumer relationship. This was understood by the 5th Civil Chamber of the Court of Justice of Rio Grande do Sul when condemning a private educational institution for not adequately informing a medical student about the end of the insurance contract it had with an insurance company and which guaranteed the payment of monthly fees in case of his father's death – which he signed with the financial officer.
With the decision, the university will have to pay his Buy Phone Number List tuition fees until graduation, starting the month following his father's death. What's more: you will have to return, duly corrected, the value of any monthly payments paid during the insured period. The author enrolled for the first time in 2012, when he also signed a student insurance contract. In 2016, when his father died, the student tried to activate the insurance coverage, but the educational institution informed him that the contract was only valid until December 2013, without continuity.
He then filed a collection action against the university and the insurance company, claiming he was not notified of the cancellation of the contract, which made it impossible to contract a similar guarantee. For the first instance court, however, the insurance had been taken out by ''mere liberality of the educational institution'', allowing for unilateral closure. For the rapporteur of the appeal, judge Jorge Luiz Lopes do Canto, there was ''obvious disobedience'' to article 6, item III, of the CDC, as the university only warned that the insurance would not be renewed on the monthly payment slip, without warning about possible negotiations with another insurance company to provide coverage for possible losses and without informing whether it would be up to each student to seek coverage for such a situation, if they deemed it appropriate.
With the decision, the university will have to pay his Buy Phone Number List tuition fees until graduation, starting the month following his father's death. What's more: you will have to return, duly corrected, the value of any monthly payments paid during the insured period. The author enrolled for the first time in 2012, when he also signed a student insurance contract. In 2016, when his father died, the student tried to activate the insurance coverage, but the educational institution informed him that the contract was only valid until December 2013, without continuity.
He then filed a collection action against the university and the insurance company, claiming he was not notified of the cancellation of the contract, which made it impossible to contract a similar guarantee. For the first instance court, however, the insurance had been taken out by ''mere liberality of the educational institution'', allowing for unilateral closure. For the rapporteur of the appeal, judge Jorge Luiz Lopes do Canto, there was ''obvious disobedience'' to article 6, item III, of the CDC, as the university only warned that the insurance would not be renewed on the monthly payment slip, without warning about possible negotiations with another insurance company to provide coverage for possible losses and without informing whether it would be up to each student to seek coverage for such a situation, if they deemed it appropriate.